Key Highlights
- Major XRP investors expanded their collective positions to an unprecedented 11.33 billion tokens.
- Each of these whale addresses maintains balances ranging from 10 million to 100 million XRP.
- The combined value of these holdings exceeds $15 billion based on current market rates.
- The buying spree intensified following XRP’s decline from its July 2025 all-time high.
- Between August and December 2025, this cohort increased their holdings from 7.58 billion to 11.12 billion XRP.
Major investors in XRP have pushed their collective token count to an all-time high of 11.33 billion. These whale addresses maintain individual balances ranging between 10 million and 100 million XRP. At prevailing market rates, their combined holdings represent more than $15 billion in value.
Whale Buying Intensifies During Extended Downturn
Recent blockchain analytics reveal that XRP whales have achieved their highest-ever aggregate balance. This accumulation pattern developed throughout an extended period of price depreciation.
Data indicates these wallets controlled 8.21 billion XRP in late July 2025. By early August, this figure had contracted to 7.58 billion tokens.
The trajectory reversed course by mid-August when these major stakeholders reinitiated purchasing activity. This accumulation strategy persisted throughout the remainder of 2025.
Between August and December 2025, this whale cohort acquired an additional 3.54 billion XRP. Their aggregate position expanded from 7.58 billion to 11.12 billion tokens during this timeframe.
Throughout this accumulation window, XRP’s valuation declined from $3 to $1.83. This represented a 39% depreciation in token value.
Purchasing momentum moderated following December, with balances experiencing slight contraction in February 2026. Nevertheless, holdings remained anchored near the 11 billion token threshold.
Current blockchain data confirms their position now stands at “11.33 billion XRP.” This represents the highest aggregate balance ever documented for this particular wallet segment.
Retail-Tier Addresses Trim Positions Amid Persistent Market Weakness
While larger wallet holders expanded their exposure, smaller whale addresses implemented a contrasting strategy. This segment consists of wallets holding between 100,000 and 1 million XRP.
In September 2025, these addresses collectively managed 6.64 billion XRP. Recent analytics indicate this balance has decreased to 6.34 billion tokens.
This represents a net reduction of 300 million XRP. Their distribution activity coincided with the broader market downturn.
This behavioral pattern emerged before the 2025 price decline gained significant momentum. In November 2024, these wallet addresses controlled 6.81 billion XRP.
Subsequently, their proportional share of the total supply has steadily diminished. It contracted from 11.03% in November 2024 to the current reading of 9.549%.
Source data additionally confirms their ownership percentage declined from 10.29% to 9.53% since July 2025. Both measurements indicate reduced concentration within this wallet tier.
Currently, XRP is trading at $1.33 following an extended multi-month correction. The cryptocurrency remains 63% below its July 2025 peak valuation of $3.6.
Year-to-date performance shows a 27.46% decline. Despite this significant depreciation, on-chain analytics confirm the largest investor class has consistently expanded positions throughout the downturn.
