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    Home»Crypto»Ripple’s Schwartz Clarifies XRP Listing Fee Controversy with Coinbase
    Crypto

    Ripple’s Schwartz Clarifies XRP Listing Fee Controversy with Coinbase

    Oli DaleBy Oli DaleMarch 30, 2026No Comments3 Mins Read
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    Key Takeaways

    • Ripple’s David Schwartz responded to renewed allegations about Coinbase requesting millions for XRP listing.
    • Schwartz explained that intricate listing discussions are frequently mischaracterized as simple payment schemes.
    • He provided a hypothetical scenario to illustrate how misunderstandings about negotiations emerge.
    • No confirmation was given regarding any actual payment requests from Coinbase.
    • XRP advocate Diana brought previous statements back into the spotlight, sparking renewed discussion.

    Recent statements from David Schwartz, Ripple’s CTO Emeritus, have reignited conversations about how XRP made its way onto Coinbase. The discussion gained momentum after community advocates brought up archived social media comments from Schwartz. Central to the controversy is whether Coinbase required substantial financial compensation from Ripple prior to enabling XRP trading.

    Community Revives Questions About XRP-Coinbase Negotiations

    Diana, a prominent voice in the XRP community, drew attention to historical statements made by Schwartz regarding XRP exchange listings. Her posts highlighted remarks that referenced intricate discussions surrounding the listing process. This renewed focus prompted fresh questions about whether Coinbase had requested significant payments during preliminary conversations.

    Schwartz previously confronted assertions that Ripple disbursed substantial sums to various exchanges. His response came while engaging with a user identified as ScamDetector. He firmly disputed the simplified claim that Ripple merely paid platforms for listings without additional context.

    To illustrate his perspective, Schwartz presented what he explicitly described as an entirely fictitious scenario. He employed this hypothetical framework to demonstrate how observers might misinterpret negotiation dynamics. Schwartz made clear that his example did not reflect actual circumstances.

    Within this imaginary situation, an exchange declined to list XRP despite compelling commercial justifications. According to Schwartz’s hypothetical, the platform insisted on millions in payment, which Ripple refused. This resulted in an extended impasse between both parties.

    The story of Coinbase listing XRP is the only story I most wish I could tell that I can't.

    — David 'JoelKatz' Schwartz (@JoelKatz) May 17, 2023

    Schwartz elaborated on how such conflicts might be reframed retrospectively. “Had we not existed, the exchange would have listed XRP months ago,” he noted. He continued, “We paid money to not let our existence hurt the XRP ecosystem.”

    Schwartz contended that external observers frequently misconstrue these types of negotiations. He suggested that third parties might recast the resolution as a pay-to-list arrangement. He cautioned that oversimplified accounts can fundamentally misrepresent multifaceted discussions.

    SEC Litigation and Public Perception of XRP Listings

    Schwartz drew connections between listing allegations and the ongoing legal battle with the U.S. Securities and Exchange Commission. He noted that adversaries in litigation routinely frame evidence in the most unfavorable manner possible. This strategic presentation allows unverified claims to gain credibility over time.

    He underscored that legal strategies may depend on interpretations that technically align with available evidence. Nevertheless, he observed that such framing significantly influences how the public perceives events. Over time, speculation can solidify into widely accepted narratives.

    In May 2023, Schwartz alluded to unrevealed information concerning XRP’s Coinbase listing. He expressed regret about being unable to disclose the complete account. That cryptic remark intensified speculation among XRP supporters.

    Coinbase removed XRP from its platform in December 2020 following the SEC’s lawsuit against Ripple. The exchange suspended trading for U.S. customers during the legal proceedings. Subsequently, in July 2023, a federal judge determined that XRP transactions on secondary markets did not qualify as securities offerings.

    After this judicial decision, Coinbase restored XRP trading capabilities. As of 2026, XRP remains available on Coinbase’s platform. Schwartz has not validated claims about any particular monetary demands from Coinbase.

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    Oli Dale
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    Founder of Kooc Media, A UK-Based Online Media Company. Believer in Open-Source Software, Blockchain Technology & a Free and Fair Internet for all. His writing has been quoted by Nasdaq, Dow Jones, Investopedia, The New Yorker, Forbes, Techcrunch & More.

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